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iJoin Default Risk Tolerance Questionnaire

Last updated on December 24, 2024
1) How many years until you begin to take money from your retirement savings?
0 0 to 5 years
3 5 to 10 years
5 11-20 years
6 21-30 years
7 30+ years
2) I have prior experience with stocks (including international) and bond mutual funds, and recognize the different risks and expected returns associated with each:
1 Disagree
2 Agree
3 Strongly Agree
3) I prefer using investments that are likely to produce higher returns even though they are riskier.
1 Disagree
2 Agree
3 Strongly Agree
4) What is the number of consecutive years you would be willing to accept of account performance that was either flat or negative?
0 Never
1 1 Year
2 2 Years
3 3 Years
5) I view my 401(k) account as a long-term investment, and would not need to access these dollars for loans or short-term expenses:
1 Disagree
2 Agree
3 Strongly Agree
6) How concerned are you regarding the possibility of wide swings or fluctuations in the value of your retirement income over the next 3 to 6 months? Fluctuations in your account balance are caused by changes in the price of investments that you hold.
0 Very Concerned
1 Somewhat Concerned
2 Not at all concerned
7) Regardless of how you have answered the above questions, how do you personally classify your level of investment aggressiveness?
0 Low level
1 Moderate level
2 High level
8) If a mutual fund position you held in your account fell in value by 20% in a 6 month period, would you be more likely to:
0 Sell all of the fund immediately
1 Hold the position
2 Add more to your position

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